Verginia specialises in professional indemnity insurance, directors and officers insurance, personal injuries claims, liability insurance litigation and coverage advice for a range of clients, and has considerable experience in dealing with complex claims litigated in various state and federal courts. Her expertise also includes providing policy advice on a range of complex issues.
Verginia has given advice on and conducted numerous professional indemnity claims of increasing complexity, involving a wide range of professionals: barristers, solicitors, financial advisers, business brokers, insurance brokers, real estate agents, engineers, valuers, quantity and land surveyors, accountants and auditors. In public liability claims, Verginia has supported insurer clients on matters involving sports injuries, dog-bite claims, occupier’s liability, and workplace incidents involving contractors and labour hire arrangements. Claims have ranged from minor, including some involving unrepresented plaintiffs, to complex claims involving catastrophic injuries.
She regularly provides policy advice on complex issues such as double insurance, aggregation of claims and deductibles, the application of indemnity and exclusion clauses, investigation and assessment of complex issues of prejudice arising out of late notification and non-disclosure of claims (including multiple claims and partially covered claims), assessment of insurance benefits payable in respect of part-covered claims, and subrogation rights and actions.
Articles and Presentations
Case note: Bird v Ford (2013) 9(10) CL 141